Why You Need Pet Insurance


Your pet is more than just an animal - they're a cherished part of your family. And just like any family member, they deserve the best care possible. Though we wish they weren’t, our beloved furry companions are susceptible to unforeseen accidents, illnesses and health issues that can strike at any moment. 

Whether it's a sudden injury during a romp in the park, an unexpected diagnosis of a chronic condition, or the onset of age-related ailments, these medical emergencies not only pose a threat to our pets' well-being but also to our financial stability.

As a pet insurance provider dedicated to safeguarding the well-being of your beloved pets,Waggel understands that pet insurance is an essential investment for every pet owner and wants all owners to understand the benefits it can provide.

Who is Waggel?

Waggel is one of the UK’s leading pet insurance providers and is paving the way for a new generation of pet owners. They want to make insurance as simple and accessible as possible, because who wants to fill out unnecessary paperwork and make endless phone calls when trying to claim for their pet? Their digital experience makes it easy to claim and access support whenever you need it.

Instead of only covering a condition for 12 months, Waggel’s Lifetime policies mean your pet is protected for life if you renew your policy each year. Providing a refreshing take on pet insurance means Waggel are here to help customers get the most from their policy even when you’re not claiming.

Their member rewards platform means you can access a range of discounts to independent pet brands making the ownership experience that little bit more enjoyable. And if you’re worried about your pet’s health at any point, make use of their online vet service, Joii. By downloading the Joii app you can connect to a vet via video chat in just minutes whether you need assistance day or night, Waggel can help.

Protecting your pet responsibly

Pet insurance ensures that your furry friend can receive the medical attention they need without the financial strain. Whilst some people opt to put money aside each month, these funds can quickly be depleted in times of emergency leaving you with no option but to lend money from friends and family or to take out a loan which can have serious repercussions if repayments aren’t made. Avoiding this unnecessary expense and stress is possible with a pet insurance policy in place.

Life is full of surprises, and unfortunately, some of those surprises can involve unexpected trips to the vet. Though many people think puppies are too young for anything to happen to them, unfortunately, this isn’t true. Whether it's a sudden illness, injury, or accident, veterinary bills can quickly add up leading to added worry and anxiety. 

With pet insurance from Waggel, you can rest easy knowing that you're prepared for any unforeseen circumstances no matter your pet’s age. Waggel provides just one kind of policy; Lifetime taking the confusion out of deciding which type of pet insurance policy is for you. 

Lifetime is the most comprehensive form of pet insurance policy and means you’re covered for accidents, illnesses, emergencies and ongoing treatment for a medical condition which means in times of stress, you can focus on giving your pet the best care.

Comprehensive coverage tailored to your needs

Waggel understands that every pet is unique. That's why they offer customisable Lifetime pet insurance policies designed to meet the specific needs of your furry companion. Their insurance plans typically include a range of benefits aimed at providing comprehensive coverage for various pet health needs. 

Here are some aspects of Waggel's coverage you can expect to take advantage of when you become a policyholder:

  • Veterinary fees: Waggel insurance policies cover veterinary fees for illnesses, accidents, and injuries sustained by your pet. This can include diagnostic tests, treatments and surgeries.

  • Accident coverage: Waggel's policies cover accidents, such as broken bones.

  • Illness coverage: Coverage for illnesses such as infections, digestive issues, cancer, and chronic conditions like diabetes and arthritis is also included in Waggel policies.

  • Third-party liability: For dog owners, Waggel offers liability coverage for third-party damage or injury caused by your pet.

  • Additional benefits: Waggel also offers additional benefits such as dental care, alternative therapies (like acupuncture and physiotherapy), travel cover for your pet when abroad and in a country that is part of the EU Pet Travel Scheme, and unlimited access to behaviour and nutrition consultations with a canine specialist.

Peace of mind for pet parents

As a pet parent, your top priority is the health and happiness of your furry friend. Pet insurance, like that provided by Waggel, provides peace of mind, allowing you to focus on what matters most - creating lasting memories with your beloved companion. With Waggel by your side, you can enjoy every moment knowing that your pet is protected.

Some pet owners may hesitate to invest in pet insurance due to concerns about cost. However, Waggel offers affordable insurance options to suit every budget. With a range of annual limits and excesses to choose from, you can provide your pet with the care they deserve without breaking the bank.

Waggel’s annual limits range from £1,000 to £15,000. This means you can easily customise your Lifetime policy to suit your budget. You can also choose a range of excess options up to £500 which will affect the overall price of your monthly premium. Best of all, you can adjust your annual limit and excess each year at renewal to make sure your policy best aligns with your financial needs.

Support when you need it most

In times of crisis, having a reliable support system can make all the difference. Waggel is more than just a pet insurance provider - they’re a trusted partner committed to supporting you and your pet every step of the way. Their dedicated team is here to answer your questions, provide guidance and offer assistance whenever you need it. 

Fortunately, all of Waggel’s customer service team are based entirely in the UK meaning you can head over to the LiveChat function on their site and connect to a professional in just minutes. When making a claim, you’ll be assigned a Customer Champion to assist you through every step of the process. To help ensure you’re given the best support possible, all Waggel Customer Champions are qualified veterinary nurses meaning they’re well-equipped to deal with any questions or concerns you have.


As pet lovers ourselves, we understand the deep bond between you and your furry companion. That's why Waggel is dedicated to providing pet insurance that offers peace of mind, comprehensive coverage and unparalleled support. 

Don't wait until it's too late - invest in your pet’s health with a comprehensive pet insurance policy and give them the protection they deserve.

With a range of annual limits and excesses, your policy is always in your control. And for total peace of mind, Waggel’s policy perks mean you can connect with a vet any time of day or night. Or for behaviour and nutrition concerns, book unlimited appointments with a canine expert.

For a free, no-strings-attached quote,visit Waggel today.